Bank Indonesia (BI) will extend the incentives of 0% down payment for house (KPR) and automotive loans (KKB) until 31^st December 2025. The incentive extension is completed by continuing the policy of Loan to Value/Financing to Value (LTV/FTV) for property loan at the maximum of 100% and the lowest down payment for KKB banking at 0%. These incentives are aimed to support continuous economic growth.